[vc_row type=”vc_default” full_width=”stretch_row” bg_type=”bg_color” bg_override=”ex-full” bg_color_value=”#f4f4f4″ css=”.vc_custom_1524232037605{padding-top: 20px !important;padding-bottom: 20px !important;background-color: #f4f4f4 !important;}” el_id=”benefits”][vc_column width=”1/2″ css=”.vc_custom_1467462119211{padding-bottom: 30px !important;}”][vc_video link=”https://vimeo.com/224377320″ css=”.vc_custom_1524155471351{padding-top: 25px !important;padding-right: 25px !important;}”][/vc_column][vc_column width=”1/2″ css=”.vc_custom_1467463354103{padding-bottom: 50px !important;}”][ultimate_heading main_heading=”No more payment processing fees EVER!” sub_heading_color=”#72777d” sub_heading_font_size=”desktop:17px;” sub_heading_line_height=”desktop:28px;” sub_heading_margin=”margin-top:10px;margin-bottom:20px;” main_heading_style=”font-weight:bold;”]

From contractors to coffee shops. Explore the reason why hundreds of businesses a day are converting to our program to eliminate costly credit card processing fees. By simply offering a cash discount to your customers you will realize a 90% reduction in payment costs.

[/ultimate_heading]

  • Eliminate 95% of your processing fees
  • 100% compliant with Visa, MasterCard, Discover, and AMEX
  • New state of the art equipment
  • Easy to implement
Sign Up Now[/vc_column][/vc_row][vc_row type=”vc_default” full_width=”stretch_row” equal_height=”yes” bg_type=”bg_color” css=”.vc_custom_1524232024705{padding-top: 80px !important;padding-bottom: 40px !important;}”][vc_column offset=”vc_col-lg-offset-2 vc_col-lg-8 vc_col-md-offset-2 vc_col-md-8″ css=”.vc_custom_1524240565720{padding-bottom: -25px !important;}”][ultimate_heading main_heading=”Directly Improve Your Bottom Line ” sub_heading_color=”#72777d” sub_heading_font_size=”desktop:17px;” sub_heading_line_height=”desktop:28px;” sub_heading_margin=”margin-top:10px;margin-bottom:50px;” main_heading_style=”font-weight:bold;”]By passing the fee to process credit and debit cards on to your customer you will save thousands of dollars a month.[/ultimate_heading][/vc_column][vc_column width=”1/3″][bsf-info-box icon=”Defaults-money” icon_size=”32″ icon_color=”#ffffff” icon_style=”advanced” icon_border_spacing=”50″ title=”Slash Your Processing Fees” pos=”left” title_font_size=”desktop:18px;” title_font_line_height=”desktop:24px;”]Our technology automatically adds a 3.95% service charge to all transactions processed by credit or debit. This amount is then used to offset your payment processing charges automatically. No muss, no fuss.[/bsf-info-box][/vc_column][vc_column width=”1/3″][bsf-info-box icon=”icomoon-elegent-line-icons-32×32-adjustments” icon_size=”32″ icon_color=”#64ca02″ icon_style=”advanced” icon_border_spacing=”50″ title=”100% Compliant” pos=”left” title_font_size=”desktop:18px;” title_font_line_height=”desktop:24px;”]Card issuers have strict rules around how you can run a cash discount program. We have you covered and will keep you compliant from day one. Don’t risk it. Go with Access Bancard.[/bsf-info-box][/vc_column][vc_column width=”1/3″][bsf-info-box icon=”icomoon-elegent-line-icons-32×32-browser” icon_size=”32″ icon_color=”#64ca02″ icon_style=”advanced” icon_border_spacing=”50″ title=”New Equipment ” pos=”left” title_font_size=”desktop:18px;” title_font_line_height=”desktop:24px;”]With issuers changing rules and standards constantly, your equipment must stay up to date with EMV standards to remain compliant. We have you covered with the best equipment and its all included in your monthly price.[/bsf-info-box][/vc_column][vc_column width=”1/3″][bsf-info-box icon=”icomoon-elegent-line-icons-32×32-envelope” icon_size=”32″ icon_color=”#64ca02″ icon_style=”advanced” icon_border_spacing=”50″ title=”No Commitment ” pos=”left” title_font_size=”desktop:18px;” title_font_line_height=”desktop:24px;”]All Access Payments cash discount plans are month to month. You are not locked into a contract for the account and can cancel whenever you like.[/bsf-info-box][/vc_column][vc_column width=”1/3″][bsf-info-box icon=”icomoon-elegent-line-icons-32×32-chat” icon_size=”32″ icon_color=”#64ca02″ icon_style=”advanced” icon_border_spacing=”50″ title=”24/7/365 Premium Support” pos=”left” title_font_size=”desktop:18px;” title_font_line_height=”desktop:24px;”]Our banks are the best! Issues arise with payments and you’ll be glad to know that we are here at any hour to ensure that you are paid on time and without hassle.[/bsf-info-box][/vc_column][vc_column width=”1/3″][bsf-info-box icon=”icomoon-elegent-line-icons-32×32-bargraph” icon_size=”32″ icon_color=”#64ca02″ icon_style=”advanced” icon_border_spacing=”50″ title=”No Questions Asked Guareentee ” pos=”left” title_font_size=”desktop:18px;” title_font_line_height=”desktop:24px;”]If you wish to stop the program at any time for any reason we will terminate the account free of charge. Just return the equipment and you will be on your way.[/bsf-info-box][/vc_column][/vc_row][vc_row type=”vc_default” full_width=”stretch_row_content” equal_height=”yes” bg_type=”bg_color” css=”.vc_custom_1524270634744{padding-top: 80px !important;padding-bottom: 40px !important;}” el_id=”plans” bg_color_value=”#f4f4f4″][vc_column offset=”vc_col-lg-offset-2 vc_col-lg-8 vc_col-md-offset-2 vc_col-md-8″][ultimate_heading main_heading=”One Flat Rate. Nothing More.” sub_heading_color=”#72777d” spacer=”line_only” spacer_position=”middle” line_height=”.5″ line_color=”#81d742″ sub_heading_font_size=”desktop:17px;” sub_heading_line_height=”desktop:28px;” sub_heading_margin=”margin-top:10px;margin-bottom:25px;” main_heading_style=”font-weight:bold;” line_width=”200″ spacer_margin=”margin-top:15px;margin-bottom:15px;”]Whether you process $1000.00 or $1,000,000.00 you only ever pay for the use of the software and the equipment you decide to use. No extraneous fees, assessments, or  points.[/ultimate_heading][/vc_column][/vc_row][vc_row type=”vc_default” full_width=”stretch_row” gap=”35″ equal_height=”yes” bg_type=”bg_color” bg_override=”ex-full” css=”.vc_custom_1524270644945{margin-right: -15px !important;margin-left: -15px !important;padding-top: 60px !important;padding-bottom: 75px !important;background-color: #ffffff !important;}” bg_color_value=”#f4f4f4″][vc_column width=”1/3″ css=”.vc_custom_1464619525742{padding: 0px !important;background-color: #ffffff !important;}”][ult_content_box box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” hover_bg_color=”#64ca02″ hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” bg_color=”#232323″ padding=”padding-top:15px;padding-right:10px;padding-bottom:15px;padding-left:10px;”][ultimate_heading main_heading=”Mobile, Web, and Gateway” main_heading_color=”#ffffff” heading_tag=”h3″ main_heading_style=”font-weight:bold;”][/ultimate_heading][/ult_content_box][ult_content_box box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:rgb(247, 247, 247)|style:none|” padding=”padding-top:30px;padding-right:30px;padding-bottom:30px;padding-left:30px;” hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:rgb(247, 247, 247)|style:none|”]
  • Free Mobile Phone Swiper
  • Cash Discount Program
  • Payment Gateway
  • Free Set-up
  • 24/7 support
[vc_empty_space height=”15px”]
[ultimate_heading main_heading=”$19.00″ sub_heading_color=”#a3a3a3″ main_heading_style=”font-weight:300;” main_heading_font_size=”desktop:50px;” main_heading_line_height=”desktop:55px;” sub_heading_font_size=”desktop:13px;” sub_heading_line_height=”desktop:28px;” main_heading_font_family=”font_family:Open Sans|font_call:Open+Sans|variant:300″ main_heading_margin=”margin-top:20px;margin-bottom:10px;” sub_heading_margin=”margin-bottom:20px;” sub_heading_style=”font-weight:bold;”]/Per Month[/ultimate_heading][/ult_content_box][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1464619531104{padding: 0px !important;background-color: #ffffff !important;}”][ult_content_box box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” hover_bg_color=”#64ca02″ hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” bg_color=”#232323″ padding=”padding-top:15px;padding-right:10px;padding-bottom:15px;padding-left:10px;”][ultimate_heading main_heading=”Retail & Restaurant” main_heading_color=”#ffffff” heading_tag=”h3″ main_heading_style=”font-weight:bold;”][/ultimate_heading][/ult_content_box][ult_content_box box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:rgb(247, 247, 247)|style:none|” padding=”padding-top:30px;padding-right:30px;padding-bottom:30px;padding-left:30px;” hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:rgb(247, 247, 247)|style:none|”]
  • Brand New Terminal
  • Fee Bypass Function
  • 95% Reduction in rates
  • Counter Top Displays
  • 100% Compliant

[vc_empty_space height=”15px”]
[ultimate_heading main_heading=”$49.99″ sub_heading_color=”#a3a3a3″ main_heading_style=”font-weight:300;” main_heading_font_size=”desktop:60px;” main_heading_line_height=”desktop:65px;” sub_heading_font_size=”desktop:13px;” sub_heading_line_height=”desktop:28px;” main_heading_font_family=”font_family:Open Sans|font_call:Open+Sans|variant:300″ main_heading_margin=”margin-top:20px;margin-bottom:10px;” sub_heading_margin=”margin-bottom:20px;” sub_heading_style=”font-weight:bold;”]/Per Month[/ultimate_heading][/ult_content_box][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1524154033051{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;}”][ult_content_box box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” hover_bg_color=”#64ca02″ hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” bg_color=”#232323″ padding=”padding-top:15px;padding-right:10px;padding-bottom:15px;padding-left:10px;”][ultimate_heading main_heading=”Point of Sale” main_heading_color=”#ffffff” heading_tag=”h3″ main_heading_style=”font-weight:bold;”][/ultimate_heading][/ult_content_box][ult_content_box box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” hover_box_shadow=”horizontal:px|vertical:px|blur:px|spread:px|color:#f7f7f7|style:none|” padding=”padding-top:30px;padding-right:30px;padding-bottom:30px;padding-left:30px;”]
  • New MYNT POS System
  • Fee Bypass Function
  • 95% reduction in fees
  • Free Equipment For Life
  • 24/7 support
[vc_empty_space height=”15px”]
[ultimate_heading main_heading=”$99.99″ sub_heading_color=”#a3a3a3″ main_heading_style=”font-weight:300;” main_heading_font_size=”desktop:50px;” main_heading_line_height=”desktop:55px;” sub_heading_font_size=”desktop:13px;” sub_heading_line_height=”desktop:28px;” main_heading_font_family=”font_family:Open Sans|font_call:Open+Sans|variant:300″ main_heading_margin=”margin-top:20px;margin-bottom:10px;” sub_heading_margin=”margin-bottom:20px;” sub_heading_style=”font-weight:bold;”]/Per Month[/ultimate_heading][/ult_content_box][/vc_column][/vc_row][vc_row type=”vc_default” bg_type=”bg_color” bg_override=”ex-full” css=”.vc_custom_1524156928445{padding-top: 90px !important;padding-bottom: 80px !important;}” bg_color_value=”#ffffff”][vc_column width=”1/2″ offset=”vc_hidden-xs”][vc_video link=”https://www.youtube.com/watch?time_continue=16&v=0vfVFzRjkBA”][/vc_column][vc_column width=”1/2″][ultimate_heading main_heading=”More Reasons Why You Should Switch To Cash Discount” alignment=”left” main_heading_margin=”margin-bottom:20px;” main_heading_style=”font-weight:bold;”][/ultimate_heading]
  • Save up to 90% of your payment processing costs
  • 100% compliance with major card issuers
  • Brand new state of the art equipment
  • Accept EMV, ApplePay, and AndroidPay
  • Take payments on the go with our mobile swiper
  • Upgrade to a state of the art POS system
  • Waive the service fee for special customers or circumstances
[vc_empty_space height=”15px”]GET STARTED[/vc_column][/vc_row][vc_row type=”vc_default” bg_type=”bg_color” bg_override=”ex-full” bg_color_value=”#257ede” css=”.vc_custom_1467462600385{padding-top: 90px !important;padding-bottom: 80px !important;}”][vc_column width=”1/2″ offset=”vc_hidden-xs”][ultimate_heading main_heading=”TAKE A LOOK AT OUR TERMINALS” main_heading_color=”#ffffff” sub_heading_color=”#ffffff” alignment=”left” main_heading_margin=”margin-bottom:15px;” sub_heading_margin=”margin-bottom:27px;” sub_heading_font_size=”desktop:15px;” sub_heading_line_height=”desktop:26px;” main_heading_style=”font-weight:bold;”]Having the right equipment is key to participating in this program. With our equipment you will have all of the bells and whistles you would typically expect from a modern terminal and so much more.[/ultimate_heading]LEARN MORE[ultimate_spacer height=”25″][vc_media_grid element_width=”2″ item=”masonryMedia_BorderedScale” grid_id=”vc_gid:1524528768905-4308d463-d0a5-10″ include=”15177,15178,15190,15198,15186,15179,15187,15185,15135,15145,15132,15199″][/vc_column][vc_column width=”1/2″ offset=”vc_hidden-xs”][vc_single_image image=”15000″ img_size=”770×1698″ css=”.vc_custom_1523981777668{margin-top: -30px !important;margin-right: -100% !important;margin-bottom: -50px !important;}”][/vc_column][/vc_row][vc_row type=”vc_default” bg_type=”bg_color” bg_override=”full” css=”.vc_custom_1467462611092{padding-top: 90px !important;padding-bottom: 80px !important;}” bg_color_value=”#f4f4f4″ el_id=”builder”][vc_column width=”1/2″ css=”.vc_custom_1467463004668{padding-bottom: 20px !important;}”][vc_video link=”https://www.youtube.com/watch?time_continue=40&v=AB1LjXyYfXs”][/vc_column][vc_column width=”1/2″][ultimate_heading main_heading=”HUNDREDS OF HAPPY CUSTOMERS CANT BE WRONG” alignment=”left” main_heading_margin=”margin-bottom:20px;” main_heading_style=”font-weight:bold;”][/ultimate_heading][vc_column_text css=”.vc_custom_1524097247436{padding-bottom: 30px !important;}”]With merchants continually paying more for taking payments there is no reason to not adopt a cash discount program. Here are just a few of our happy customers with their thoughts on our program.[/vc_column_text]LEARN MORE[/vc_column][/vc_row][vc_row type=”vc_default” full_width=”stretch_row_content” equal_height=”yes” bg_type=”image” parallax_style=”vcpb-vz-jquery” bg_image_new=”id^14844|url^https://secureservercdn.net/104.238.71.140/c39.a4e.myftpupload.com/wp-content/uploads/2017/03/qtq80-dObOsG.jpeg|caption^null|alt^Cash Discount Factory|title^Cash Discount Factory|description^cash discount programs for factory’s ” bg_image_repeat=”no-repeat” parallax_sense=”50″ bg_override=”ex-full” disable_on_mobile_img_parallax=”disable_on_mobile_img_parallax_value” enable_overlay=”enable_overlay_value” overlay_pattern=”09.png” overlay_pattern_opacity=”50″ css=”.vc_custom_1524198606838{padding-top: 20px !important;padding-bottom: 0px !important;}”][vc_column width=”1/4″ offset=”vc_col-lg-3 vc_col-md-3 vc_col-xs-6″][stat_counter icon=”icomoon-elegent-line-icons-32×32-browser” icon_size=”0″ icon_color=”#257ede” counter_title=”AccessPay Merchants” counter_value=”4852″ speed=”3″ el_class=”custom_icons” title_font=”font_family:Montserrat|font_call:Montserrat” title_font_style=”font-weight:bold;” counter_color_txt=”#ffffff” desc_font=”font_family:Montserrat|font_call:Montserrat|variant:700″ desc_font_style=”font-weight:700;” title_font_size=”desktop:25px;mobile:15px;” title_font_line_height=”desktop:28px;” desc_font_size=”desktop:50px;mobile:25px;” desc_font_line_height=”desktop:35px;” desc_font_color=”#ffffff” css_stat_counter=”.vc_custom_1524242742614{margin-bottom: 50px !important;}” suf_pref_font_color=”#ffffff” suf_pref_font_size=”mobile:25px;”][/vc_column][vc_column width=”1/4″ offset=”vc_col-lg-3 vc_col-md-3 vc_col-xs-6″][stat_counter icon=”icomoon-elegent-line-icons-32×32-document” icon_size=”0″ icon_color=”#257ede” counter_title=”Transactions processed” counter_value=”252326″ speed=”2″ el_class=”custom_icons” title_font=”font_family:Montserrat|font_call:Montserrat” title_font_style=”font-weight:bold;” counter_color_txt=”#ffffff” desc_font=”font_family:Montserrat|font_call:Montserrat|variant:700″ desc_font_style=”font-weight:700;” title_font_size=”desktop:25px;mobile:15px;” title_font_line_height=”desktop:28px;” desc_font_size=”desktop:50px;mobile:25px;” desc_font_line_height=”desktop:35px;” desc_font_color=”#ffffff” css_stat_counter=”.vc_custom_1524242690576{margin-bottom: 50px !important;}” suf_pref_font_size=”mobile:25px;”][/vc_column][vc_column width=”1/4″ offset=”vc_col-lg-3 vc_col-md-3 vc_col-xs-6″][stat_counter icon=”icomoon-elegent-line-icons-32×32-profile-male” icon_size=”0″ icon_color=”#257ede” counter_title=”Dollars Processed” counter_value=”125245652″ counter_prefix=”$” speed=”3″ el_class=”custom_icons” title_font=”font_family:Montserrat|font_call:Montserrat” title_font_style=”font-weight:bold;” counter_color_txt=”#ffffff” desc_font=”font_family:Montserrat|font_call:Montserrat|variant:700″ desc_font_style=”font-weight:700;” title_font_size=”desktop:25px;mobile:15px;” title_font_line_height=”desktop:28px;” desc_font_size=”desktop:50px;mobile:25px;” desc_font_line_height=”desktop:35px;” desc_font_color=”#ffffff” css_stat_counter=”.vc_custom_1524242641334{margin-bottom: 50px !important;}” suf_pref_font_size=”desktop:50px;mobile:25px;” suf_pref_font_color=”#ffffff”][/vc_column][vc_column width=”1/4″ offset=”vc_col-lg-3 vc_col-md-3 vc_col-xs-6″][stat_counter icon=”icomoon-elegent-line-icons-32×32-chat” icon_size=”0″ icon_color=”#257ede” counter_title=”Dollars Saved” counter_value=”2254852″ counter_prefix=”$” speed=”2″ el_class=”custom_icons” title_font=”font_family:Montserrat|font_call:Montserrat” title_font_style=”font-weight:bold;” counter_color_txt=”#ffffff” desc_font=”font_family:Montserrat|font_call:Montserrat|variant:700″ desc_font_style=”font-weight:700;” title_font_size=”desktop:25px;mobile:15px;” title_font_line_height=”desktop:28px;” desc_font_size=”desktop:50px;mobile:25px;” desc_font_line_height=”desktop:35px;” desc_font_color=”#ffffff” css_stat_counter=”.vc_custom_1524242663813{margin-bottom: 50px !important;}” suf_pref_font_size=”desktop:50px;mobile:25px;” suf_pref_font_color=”#ffffff”][/vc_column][/vc_row][vc_row type=”vc_default” bg_type=”bg_color” bg_override=”ex-full” css=”.vc_custom_1524157243202{padding-top: 80px !important;padding-bottom: 30px !important;}” bg_color_value=”#ffffff” el_id=”testimonials”][vc_column offset=”vc_col-lg-offset-2 vc_col-lg-8 vc_col-md-offset-2 vc_col-md-8 vc_col-sm-offset-0″][ultimate_heading main_heading=”OUR CLIENTS LOVE THE PROGRAM!” sub_heading_color=”#72777d” sub_heading_font_size=”desktop:17px;” sub_heading_line_height=”desktop:28px;” sub_heading_margin=”margin-top:10px;margin-bottom:30px;” main_heading_style=”font-weight:bold;”]Here are just a few examples of how the Cash Discount Program has changed the face of our merchants businesses.[/ultimate_heading][/vc_column][vc_column][ultimate_carousel slides_on_desk=”1″ slides_on_tabs=”1″ slides_on_mob=”1″ speed=”600″ arrow_style=”circle-bg” arrow_bg_color=”#ffffff” arrow_color=”#3c3e45″ arrow_size=”28″ item_space=”20″][vc_row_inner][vc_column_inner offset=”vc_col-lg-offset-2 vc_col-lg-8″][vc_single_image image=”15033″ img_size=”100×100″ alignment=”center” style=”vc_box_circle_2″ css=”.vc_custom_1524100572672{padding-bottom: 25px !important;}”][ultimate_heading sub_heading_font_size=”desktop:15px;” sub_heading_line_height=”desktop:26px;”]“Before we used Access Payments, our fees were more than $1,000 every month. Ever since we switched, those fees are gone. It’s really made it a lot easier to manage
our incomes and our net profit is looking good.”[/ultimate_heading][ultimate_heading main_heading=”Tatia Guillen” main_heading_color=”#62ca02″ heading_tag=”h3″ main_heading_style=”font-weight:bold;” sub_heading_style=”font-weight:bold;” sub_heading_font_size=”desktop:14px;” sub_heading_line_height=”desktop:28px;” main_heading_margin=”margin-top:20px;” main_heading_font_size=”desktop:18px;” main_heading_line_height=”desktop:24px;”]Owner at Alice Burgers – Palmdale, CA[/ultimate_heading][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner offset=”vc_col-lg-offset-2 vc_col-lg-8″][vc_single_image image=”15031″ img_size=”100×100″ alignment=”center” style=”vc_box_circle_2″ css=”.vc_custom_1524100451780{padding-bottom: 25px !important;}”][ultimate_heading sub_heading_font_size=”desktop:15px;” sub_heading_line_height=”desktop:26px;”]“I used to pay per store about $600 up to $1,000 in credit card fees a month. With
PayLo, I pay under $100. Very few customers complain about the charge for using
a credit card. We give them the offer of paying cash and if they don’t want to use
a credit card now, they just bring cash next time.”[/ultimate_heading][ultimate_heading main_heading=”Theresa Guerra” main_heading_color=”#62ca02″ heading_tag=”h3″ main_heading_style=”font-weight:bold;” sub_heading_style=”font-weight:bold;” sub_heading_font_size=”desktop:14px;” sub_heading_line_height=”desktop:28px;” main_heading_margin=”margin-top:20px;” main_heading_font_size=”desktop:18px;” main_heading_line_height=”desktop:24px;”]Boost Mobile – Palmdale, CA[/ultimate_heading][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner offset=”vc_col-lg-offset-2 vc_col-lg-8″][vc_single_image image=”15032″ img_size=”100×100″ alignment=”center” style=”vc_box_circle_2″ css=”.vc_custom_1524100511103{padding-bottom: 25px !important;}”][ultimate_heading sub_heading_font_size=”desktop:15px;” sub_heading_line_height=”desktop:26px;”]“Once we explain to our customers that we have a cash discount and that they can
use a credit card or the cash option, most of our customers use a credit card for
the convenience. We explain to them that there is a flat fee for each transaction
and they don’t have any complaints.”[/ultimate_heading][ultimate_heading main_heading=”Benito Castillo” main_heading_color=”#62ca02″ heading_tag=”h3″ main_heading_style=”font-weight:bold;” sub_heading_style=”font-weight:bold;” sub_heading_font_size=”desktop:14px;” sub_heading_line_height=”desktop:28px;” main_heading_margin=”margin-top:20px;” main_heading_font_size=”desktop:18px;” main_heading_line_height=”desktop:24px;”]Owner of Doris Beauty Salon – Dallas, TX[/ultimate_heading][/vc_column_inner][/vc_row_inner][/ultimate_carousel][/vc_column][/vc_row][vc_row type=”vc_default” bg_type=”bg_color” bg_override=”ex-full” bg_color_value=”#257ede” el_class=”custom_form” el_id=”domain”][vc_column css=”.vc_custom_1474203802731{padding-top: 40px !important;padding-bottom: 40px !important;}”][ultimate_heading main_heading_color=”#ffffff” sub_heading_color=”#ffffff” sub_heading_font_size=”desktop:28px;” sub_heading_line_height=”desktop:34px;” sub_heading_style=”font-weight:300;” sub_heading_font_family=”font_family:Open Sans|font_call:Open+Sans|variant:300″]Questions? Call our support team 24/7 at (800)409-0555[/ultimate_heading][/vc_column][/vc_row][vc_row type=”vc_default” el_id=”faq”][vc_column width=”5/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_single_image image=”14839″ img_size=”401 × 663″ alignment=”right” image_hovers=”false” lazy_loading=”true” css=”.vc_custom_1524089197110{margin-bottom: -50% !important;margin-left: -30% !important;padding-top: 40px !important;padding-right: 40px !important;}”][/vc_column][vc_column css=”.vc_custom_1467393089340{padding-top: 80px !important;padding-bottom: 95px !important;}” offset=”vc_col-lg-7 vc_col-md-7″][ultimate_heading main_heading=”ANSWERS TO POPULAR QUESTIONS” alignment=”left” main_heading_margin=”margin-bottom:30px;” main_heading_style=”font-weight:bold;”][/ultimate_heading][vc_accordion active_tab=”1″ title_size=”h5″ style=”2″][vc_accordion_tab title=”Are there any contracts?”][vc_column_text css=”.vc_custom_1524099260650{padding-bottom: 10px !important;}”]NO! There are no contracts or annual fees associated with our program. Cancel whenever you like with no penalty.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”Will my customers be upset?”][vc_column_text css=”.vc_custom_1524099016423{padding-bottom: 10px !important;}”]The answer to this is a resounding NO. We have hundreds of customers and very rarely do we hear a complaint. Customers are paying extra at the pump, medical offices, government agencies, and even liquor stores. Customers are used to this and as time progresses this will become common sense.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”What are the compliance requirements?”][vc_column_text css=”.vc_custom_1524089573774{padding-bottom: 10px !important;}”]

  • 1. Clear and conspicuous signage is required by law to be displayed at the business entry point and at the point-of-sale to easily and accurately explain the discount program payment options – if a customer “chooses to pay with cash or check the service charge is discounted”.
  • 2. The customer service fee or discounted amount must be present on any generated receipts from the transaction. PayLo software provides customer receipts that clearly outline:
    • – Base cost
    • – Cash discount
    • – Total Sale

[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”Is this compliant with federal law?”][vc_column_text css=”.vc_custom_1524089406873{padding-bottom: 10px !important;}”]By uniformly assessing a set customer service fee across all products and payment types, merchants utilizing the PayLo Cash Discount program meet the standard regulations set forth by all major card service providers, state law and federal law. As part of our regular standard list product pricing a small service fee (much like an automatic service gratuity applied in some dining locations) is assessed on ALL sales regardless of how payment is made including checks, cash, credit-debit cards, gift cards, etc.

As stated in the Durbin Amendment (part of the 2010 Dodd-Frank law) businesses are permitted to offer a discount to customers as an incentive and to encourage customers to pay by alternative methods other than a credit/debit cards including either checks or cash in order to automatically receive a discount which is applied at the time of sale.

No discrepancies are made whether a PIN was entered or not. Under the Durbin Amendment there is no distinction between using a PIN or not and if the card is a bank debit card it is always considered a debit transaction – with or without a PIN number and never would such a transaction be considered a credit sale.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”What do Visa and MasterCard think?”][vc_column_text css=”.vc_custom_1524089516073{padding-bottom: 10px !important;}”]As of January 27, 2013 several Card industry changes went into effect with regards to the credit card company’s federal class action litigation settlement. The settlement requires Visa and MasterCard to change some rules for merchants who accept their cards, including allowing merchants to “offer discounts to customers who pay with payment forms less expensive than Bank Debit cards”.[/vc_column_text][/vc_accordion_tab][/vc_accordion][ultimate_spacer height=”10″]

[/vc_column][/vc_row][vc_row type=”vc_default” bg_type=”bg_color” bg_override=”ex-full” bg_color_value=”#232323″ css=”.vc_custom_1524246336485{padding-top: 50px !important;padding-bottom: 20px !important;}” el_id=”contact”][vc_column width=”1/3″ css=”.vc_custom_1467462119211{padding-bottom: 30px !important;}”][vc_single_image image=”14942″ img_size=”medium”][ultimate_heading main_heading_color=”#9e9e9e” heading_tag=”h3″ sub_heading_color=”#9e9e9e” alignment=”left” main_heading_style=”font-weight:bold;” sub_heading_font_size=”desktop:15px;” sub_heading_line_height=”desktop:26px;” sub_heading_margin=”margin-bottom:30px;”]Access Bancard is a Sciascia Enterprises LLC company and an ISO with Signapay and Pivitol Payments. We specialize in cash discount and discounted merchant processing with an emphasis on merchant savings.[/ultimate_heading][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1467463354103{padding-bottom: 50px !important;}”][ultimate_heading main_heading=”CONTACT INFO” main_heading_color=”#ffffff” heading_tag=”h3″ sub_heading_color=”#ffffff” alignment=”left” main_heading_style=”font-weight:bold;” main_heading_margin=”margin-top:5px;margin-bottom:30px;” sub_heading_font_size=”desktop:14px;” sub_heading_line_height=”desktop:28px;” main_heading_font_size=”desktop:18px;” main_heading_line_height=”desktop:24px;”][/ultimate_heading][bsf-info-box icon=”Defaults-phone” icon_size=”20″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=”” title=”(800) 409-0555″ title_font=”font_family:Open Sans|font_call:Open+Sans|variant:regular” title_font_style=”font-weight:normal;font-style:normal;” title_font_size=”desktop:15px;” title_font_line_height=”desktop:26px;” title_font_color=”#9e9e9e” desc_font_color=”#9e9e9e” css_info_box=”.vc_custom_1524095871592{margin-bottom: 15px !important;}”][/bsf-info-box][bsf-info-box icon=”Defaults-envelope-o” icon_size=”20″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=”” title=”info@accessbancard.com” title_font=”font_family:Open Sans|font_call:Open+Sans|variant:regular” title_font_style=”font-weight:normal;font-style:normal;” title_font_size=”desktop:15px;” title_font_line_height=”desktop:26px;” title_font_color=”#9e9e9e” css_info_box=”.vc_custom_1524095885297{margin-bottom: 15px !important;}”][/bsf-info-box][bsf-info-box icon=”Defaults-street-view” icon_size=”20″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=”” title=”1525 Mesa Verde Dr., Costa Mesa, CA 92626″ title_font=”font_family:Open Sans|font_call:Open+Sans|variant:regular” title_font_style=”font-weight:normal;font-style:normal;” title_font_size=”desktop:15px;” title_font_line_height=”desktop:26px;” title_font_color=”#9e9e9e” css_info_box=”.vc_custom_1524095903279{margin-bottom: 15px !important;}”][/bsf-info-box][ultimate_icons align=”uavc-icons-center”][single_icon icon=”Defaults-facebook-square” icon_size=”30″ icon_margin=”0″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=””][single_icon icon=”Defaults-twitter-square” icon_size=”30″ icon_margin=”0″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=””][single_icon icon=”Defaults-linkedin-square” icon_size=”30″ icon_margin=”0″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=””][single_icon icon=”Defaults-youtube-square” icon_size=”30″ icon_margin=”0″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=””][/ultimate_icons][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1467462238743{padding-bottom: 40px !important;}”][ultimate_heading main_heading=”Questions, Comments, or Concerns?” main_heading_color=”#ffffff” main_heading_style=”font-weight:bold;” main_heading_font_size=”desktop:20px;”][fc id=’2′ align=’center’][/fc][/ultimate_heading][/vc_column][/vc_row]