[vc_section][vc_row][vc_column][vc_tta_accordion][vc_tta_section title=”What is Access Payments?” tab_id=”1524199433793-21f60aa1-d6bc”][ultimate_heading]

PayLo is a legally patented cash discount program provided exclusively by Access Bancard that was created to offer merchants nationwide an alternative to standard credit card processing. With PayLo, merchants can reduce their credit card processing costs by applying a small customer service charge to each sale they make.

[/ultimate_heading][/vc_tta_section][vc_tta_section title=”What is Cash Discount?” tab_id=”1524199433813-feea8534-f56c”][ultimate_heading]A “cash discount” occurs when a merchant decreases the price for cash purchases. Cash discount programs do not discriminate one card over another. Cash Discounts reward customers for paying by a particular means and/or for not using a particular means of payment. Cash discount programs have been available for years to higher education, municipals, gas stations and utility providers, but only recently have federal regulations changed to allow independent business owners to use the same programs.[/ultimate_heading][/vc_tta_section][vc_tta_section title=”How is a cash discount different than a surcharge?” tab_id=”1524199613395-bdf197bd-b2fa”][ultimate_heading]A “surcharge” occurs when a merchant increases the price for credit card purchases. A “cash discount” occurs when a merchant decreases the price posted for their goods and services for alternative payment / purchases. No surcharges or fees are allowed on debit card transactions, specifically PIN based debit.[/ultimate_heading][/vc_tta_section][vc_tta_section title=”How does Cash Discount work?” tab_id=”1524199623017-647b0820-84ad”][ultimate_heading]

First, a small customer service fee is added to all transactions. A discount is offered when payment is made in cash.

[/ultimate_heading][/vc_tta_section][vc_tta_section title=”What benefits can Access Bancard provide merchants?” tab_id=”1524199636658-72f57b2c-d199″][ultimate_heading]With PayLo, you can reduce your processing fees with virtually no impact on your current sales volume. PayLo is the only legally compliant and patented automatic cash discount software available in the country and is available for all credit card types, including mobile wallets such as Apple Pay and Android Pay. Even better, this fully mobile payment technology is compatible with wireless terminals as well as POS systems. No PIN Pad is required and an EMV chip card terminal is included.[/ultimate_heading][/vc_tta_section][vc_tta_section title=”What type of businesses/industries use Access Bancard?” tab_id=”1524199643497-d224ce7a-b1f8″][ultimate_heading]Access Bancard is an ideal solution for a variety of service-based industries including retail, food and beverage, personal services, and professional services. Most businesses who use Access Bancard have an average ticket sale between $10-75. Click here for a complete list of businesses that use Access Bancard.[/ultimate_heading][/vc_tta_section][vc_tta_section title=”How much can I save?” tab_id=”1524199684053-739a8e4e-b5f1″][vc_raw_html]JTNDaWZyYW1lJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZzaWduYXBheS5jb20lMkZjYWxjdWxhdG9yLXNhdmluZy0yJTJGJTIyJTIwd2lkdGglM0QlMjIxMDAlMjUlMjIlMEFoZWlnaHQlM0QlMjI2NTAlMjIlMjBmcmFtZWJvcmRlciUzRCUyMjAlMjIlMjBzY3JvbGxpbmclM0QlMjJhdXRvJTIyJTNFJTNDJTJGaWZyYW1lJTNF[/vc_raw_html][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row][/vc_section][vc_row type=”vc_default” bg_type=”bg_color” bg_override=”ex-full” bg_color_value=”#232323″ css=”.vc_custom_1474203228259{padding-top: 70px !important;padding-bottom: 20px !important;}” el_id=”contact”][vc_column width=”1/3″ css=”.vc_custom_1467462119211{padding-bottom: 30px !important;}”][vc_single_image image=”14942″ img_size=”210×60″ css=”.vc_custom_1524094638555{padding-bottom: 23px !important;}”][ultimate_heading main_heading_color=”#9e9e9e” heading_tag=”h3″ sub_heading_color=”#9e9e9e” alignment=”left” main_heading_style=”font-weight:bold;” sub_heading_font_size=”desktop:15px;” sub_heading_line_height=”desktop:26px;” sub_heading_margin=”margin-bottom:30px;”]Access Bancard is a Sciascia Enterprises LLC company and an ISO with Signapay and Pivitol Payments. We specialize in cash discount and discounted merchant processing with an emphasis on merchant savings.[/ultimate_heading][ultimate_icons][single_icon icon=”Defaults-facebook-square” icon_size=”30″ icon_margin=”2″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=””][single_icon icon=”Defaults-twitter-square” icon_size=”30″ icon_margin=”2″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=””][single_icon icon=”Defaults-linkedin-square” icon_size=”30″ icon_margin=”2″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=””][single_icon icon=”Defaults-youtube-square” icon_size=”30″ icon_margin=”2″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=””][/ultimate_icons][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1467463354103{padding-bottom: 50px !important;}”][ultimate_heading main_heading=”CONTACT INFO” main_heading_color=”#ffffff” heading_tag=”h3″ sub_heading_color=”#ffffff” alignment=”left” main_heading_style=”font-weight:bold;” main_heading_margin=”margin-top:5px;margin-bottom:30px;” sub_heading_font_size=”desktop:14px;” sub_heading_line_height=”desktop:28px;” main_heading_font_size=”desktop:18px;” main_heading_line_height=”desktop:24px;”][/ultimate_heading][bsf-info-box icon=”Defaults-phone” icon_size=”20″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=”” title=”(800) 409-0555″ title_font=”font_family:Open Sans|font_call:Open+Sans|variant:regular” title_font_style=”font-weight:normal;font-style:normal;” title_font_size=”desktop:15px;” title_font_line_height=”desktop:26px;” title_font_color=”#9e9e9e” desc_font_color=”#9e9e9e” css_info_box=”.vc_custom_1524095871592{margin-bottom: 15px !important;}”][/bsf-info-box][bsf-info-box icon=”Defaults-envelope-o” icon_size=”20″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=”” title=”info@accessbancard.com” title_font=”font_family:Open Sans|font_call:Open+Sans|variant:regular” title_font_style=”font-weight:normal;font-style:normal;” title_font_size=”desktop:15px;” title_font_line_height=”desktop:26px;” title_font_color=”#9e9e9e” css_info_box=”.vc_custom_1524095885297{margin-bottom: 15px !important;}”][/bsf-info-box][bsf-info-box icon=”Defaults-street-view” icon_size=”20″ icon_color=”#ffffff” icon_style=”square” icon_color_bg=”” title=”1525 Mesa Verde Dr., Costa Mesa, CA 92626″ title_font=”font_family:Open Sans|font_call:Open+Sans|variant:regular” title_font_style=”font-weight:normal;font-style:normal;” title_font_size=”desktop:15px;” title_font_line_height=”desktop:26px;” title_font_color=”#9e9e9e” css_info_box=”.vc_custom_1524095903279{margin-bottom: 15px !important;}”][/bsf-info-box][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1467462238743{padding-bottom: 40px !important;}”][ultimate_heading main_heading=”USEFUL LINKS” main_heading_color=”#ffffff” heading_tag=”h3″ sub_heading_color=”#9e9e9e” alignment=”left” main_heading_style=”font-weight:bold;” main_heading_margin=”margin-top:5px;margin-bottom:20px;” sub_heading_font_size=”desktop:14px;” sub_heading_line_height=”desktop:28px;” sub_heading_margin=”margin-bottom:30px;” main_heading_font_size=”desktop:18px;” main_heading_line_height=”desktop:24px;”][/ultimate_heading][vc_widget_sidebar show_bg=”false” sidebar_id=”sidebar_2″][/vc_column][/vc_row]